Posted in debt on Mar 19th, 2008
With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future.
1. BUDGET – Get one and stick with it! And set aside at [...]
Popularity: 7% [?]
Posted in debt on Mar 19th, 2008
Every month, when you analyse your monthly household expenditures, do you notice an increase as compared to previous months? It may just be ten dollars or a hundred dollars but it is definitely on the rise.
That little bit of extra money paid each month will accumulate to a significant amount if left unchecked. Here are [...]
Popularity: 8% [?]
Posted in debt on Mar 19th, 2008
What bill should be the first bill you pay each month? The “bill” should be the one to yourself. Are you one of those individuals that say you will start saving as soon as the credit cards are paid off or all the debt is gone? Guess what? Studies show that if you wait your [...]
Popularity: 7% [?]
Posted in debt on Mar 19th, 2008
The world of personal credit continues to change at a rapid rate. There are several steps consumers can take to keep a handle on their credit and not be caught off guard when applying for a loan or credit card.
Most of the recent changes in credit are a result of two things: The impact of [...]
Popularity: 7% [?]
Posted in debt on Mar 19th, 2008
Student credit cards annually bombard freshman as they enter college. It has become a fall ritual. Parents should be vigilant in discussing the importance and responsibilities that go along with having a credit card before the students ever leave home. Don’t get me wrong, I think it’s a great idea that students have their own [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Credit card fraud is a serious problem and is a leading cause of identity theft. Credit card fraud is on the rise. Thieves, con men and scam artists steal credit card numbers and make millions of dollars of purchases, often before consumers are even aware that there’s a problem.
Because credit card fraud is so common [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Getting out of credit card debt takes perseverance and willingness to succeed. So whether or not you are being swallowed by the sink hole of credit card debt or you are just starting out to dig yourself into credit card debt – you have to make some decisions before it’s too late.
The six tactics listed [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Credit cards are kind of a drag once you get over the novelty of having one or more. By that time you are at your credit limit. Now instead of spending at a shopping spree, you are struggling to make the minimum payments every month.
Now you are also wondering why the balance keeps going up [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
You go into a lender’s office prepared to apply for and receive a loan. After all, you’ve done your homework, you’ve pulled your credit reports and you know what your credit scores are–you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan [...]
Popularity: 5% [?]
Posted in debt on Mar 19th, 2008
Many people enjoy the convenience of paying for goods and services with a credit card. Unfortunately, some people become victims of the growing problem of credit card fraud. The first you may know of fraudulent activity on your credit card account is seeing unauthorized transactions on your statement.
Here are 12 simple steps to minimize the [...]
Popularity: 4% [?]
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