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Monthly Archive for August, 2008

There are some widely held beliefs about debt, money management, and other personal finance topics that aren’t etched in stone as we’ve been lead to believe.
Could it be that these pseudo truisms have, in fact, been nothing but fiction all along?  The financial stakes are way too high to be taking these bogus notions as [...]

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Many of us have 2-5 credit cards. When you have so many cards sometimes you only knew
your limit max out when you are about to use one of them. The cashier said “Sorry Sir/Madam your card has a problem the transaction cannot go through”.
You might have 20k-50K Credit Limit on your cards. Imagine the amount [...]

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Money For Tomorrow

‘Ah, home sweet home.’ You think to yourself as you pull into the driveway after a hard day’s work. Finally, Friday has arrived and it could not have come sooner after this very tiring week. You climb out of your brand new SUV and walk through the door into the kitchen. The family is scattered [...]

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First of all, there are going to be many that choose to stop reading this article right away because it disagrees with their basic instinct as to what debt is for. In fact, it may very well go against many of our own financial paradigms; that is to say, using debt as a tool to [...]

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Debt management/fixing credit is an important skill that many parents and schools neglect to teach. Having a bad credit score is one of the worst things you can have on your shoulders, particularly if you are trying to get a job, buying a car, or buying a home. Bad credit makes applying for new credit [...]

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More and more people are increasing falling under the debt problems. The reasons can be many and varied, but with one common goal i.e. to settle the problems of debts in a systematic and organized manner. Having debts often leaves a person in a confused state. For instance, the debtor may not know from where [...]

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If you’re one of those unfortunate individuals inundated by debt counseling commercials each time you sit down to watch TV, you are probably apt to believe the hype that these agencies are there to assist you with your credit problems and create a useful debt management program to help you achieve financial freedom. Sadly enough, [...]

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Debt Management Plans - What to Expect

Are you struggling with your debts? Do you need to come up with some way to get debt management plans that work for you? You have options that include doing it yourself, hiring a service to help, using a not for profit service, or even going to your pastor or priest. These are all good [...]

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