Posted in debt on Mar 19th, 2008
Student credit cards annually bombard freshman as they enter college. It has become a fall ritual. Parents should be vigilant in discussing the importance and responsibilities that go along with having a credit card before the students ever leave home. Don’t get me wrong, I think it’s a great idea that students have their own [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Credit card fraud is a serious problem and is a leading cause of identity theft. Credit card fraud is on the rise. Thieves, con men and scam artists steal credit card numbers and make millions of dollars of purchases, often before consumers are even aware that there’s a problem.
Because credit card fraud is so common [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Getting out of credit card debt takes perseverance and willingness to succeed. So whether or not you are being swallowed by the sink hole of credit card debt or you are just starting out to dig yourself into credit card debt – you have to make some decisions before it’s too late.
The six tactics listed [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Credit cards are kind of a drag once you get over the novelty of having one or more. By that time you are at your credit limit. Now instead of spending at a shopping spree, you are struggling to make the minimum payments every month.
Now you are also wondering why the balance keeps going up [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
You go into a lender’s office prepared to apply for and receive a loan. After all, you’ve done your homework, you’ve pulled your credit reports and you know what your credit scores are–you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan [...]
Popularity: 5% [?]
Posted in debt on Mar 19th, 2008
Many people enjoy the convenience of paying for goods and services with a credit card. Unfortunately, some people become victims of the growing problem of credit card fraud. The first you may know of fraudulent activity on your credit card account is seeing unauthorized transactions on your statement.
Here are 12 simple steps to minimize the [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
Your credit report is an important document which may affect you more than you think. It is perfectly possible to see a copy of your credit report. But why would you want to read your credit report, and how do you find it?
In the US there are 3 agencies which keep information on you and [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
You see them everywhere. They arrive in the mail. They arrive by phone. They arrive by email. They are positioned by cash registers and gas pumps. They are credit card offers. It can be exciting to read all the enticing offers included on the applications. Free gifts, prizes, rewards, and discounts abound when it comes [...]
Popularity: 3% [?]
Posted in debt on Mar 19th, 2008
Many credit card holders aspire for a higher credit card limit. The obvious reason for this is that a higher credit card limit enables the purchase of otherwise unaffordable merchandise.
First and foremost, credit card holders need to remember that to get a higher credit card limit, they must abide by the terms and conditions of [...]
Popularity: 4% [?]
Posted in debt on Mar 19th, 2008
In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness. It is also something that will determine your credibility to certain employers or landlords.
If you have a good credit rating you will be able to apply for loans and/or credit cards easily. And, ultimately, isn’t [...]
Popularity: 3% [?]
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