Posted in debt on Mar 19th, 2008
Most business owners subscribe to the thought that you “must spend money to make money”. This can be true, but you also must know exactly where that money is going and the results it brings. A small business owner never has any money to waste.
Some ways that your business might waste money includes the following:
1. [...]
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Posted in debt on Mar 19th, 2008
Many people dream of retiring with a healthy bank account but few people actually achieve it. This is largely due to lack of discipline in building up their retirement fund and poor spending habits. While building a retirement fund requires time, you can accelerate the process by making incremental but positive changes in your spending [...]
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Posted in debt on Mar 19th, 2008
Have you ever wondered why rich people seem to get richer easily while those in the poverty cycle seem destined to be stuck there forever? The reason is simple. You need to think and act like a rich person first before you can really be rich. Let’s take a look at some of the characteristics [...]
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Posted in debt on Mar 19th, 2008
Wouldn’t it be great to get a little help with your money handling? Here are a few simply solutions to try.
1. COUPONS – These are not just for food! Check online, in print media and in your postal and email boxes for money saving coupons to use with your next computer, software, bookstore, office supply [...]
Popularity: 9% [?]
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Posted in debt on Mar 19th, 2008
You can gain time and energy in your life. This can be done by spending a few minutes a day making your life easier. Downsizing your life a little at a time will lower stress and bring you a sense of satisfaction.
Downsizing? There are times in life when you need to get rid of things. [...]
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Posted in debt on Mar 19th, 2008
For years, banks and financial advisors have been recommending that you pay extra cash into your mortgage, to cut down the huge interest amount and reduce the period over which you pay back the loan.
For example, if you borrow $200 000 over 30 years at a rate of 5%, your monthly repayments would be around [...]
Popularity: 8% [?]
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Posted in debt on Mar 19th, 2008
With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still find ways to trim off a little for the future.
1. BUDGET – Get one and stick with it! And set aside at [...]
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Posted in debt on Mar 19th, 2008
Every month, when you analyse your monthly household expenditures, do you notice an increase as compared to previous months? It may just be ten dollars or a hundred dollars but it is definitely on the rise.
That little bit of extra money paid each month will accumulate to a significant amount if left unchecked. Here are [...]
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Posted in debt on Mar 19th, 2008
What bill should be the first bill you pay each month? The “bill” should be the one to yourself. Are you one of those individuals that say you will start saving as soon as the credit cards are paid off or all the debt is gone? Guess what? Studies show that if you wait your [...]
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Posted in debt on Mar 19th, 2008
The world of personal credit continues to change at a rapid rate. There are several steps consumers can take to keep a handle on their credit and not be caught off guard when applying for a loan or credit card.
Most of the recent changes in credit are a result of two things: The impact of [...]
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